3 fund portolio

The 3 Fund Portfolio Explained: How to Simplify Your Investing Strategy

So you finally got around to opening that Roth IRA or taxable brokerage account and have made your first deposit. You may be wondering, “now what?” Choosing investments for a diversified portfolio does not have to be complicated. You don’t need to spend hours trading stocks, researching the best funds, or managing your investments like …

The 3 Fund Portfolio Explained: How to Simplify Your Investing Strategy Read More »

how to stop impulse buying

How to Stop Impulse Buying Crap You Don’t Need (And Actually Save Money!)

Do you struggle with impulse buying stuff you don’t need?  If you said no, you’re probably lying. We all struggle with impulse purchases at some point! The rise of social media and online shopping has made it so easy to buy things with just 1 click. And don’t get me started on targeted ads! Even …

How to Stop Impulse Buying Crap You Don’t Need (And Actually Save Money!) Read More »

401k match

The Enormous Impact of 401k Matching Contributions at Retirement (Did Someone Say Free Money?!)

If there’s one thing the personal finance community wholeheartedly agrees on, it’s that you should contribute at least enough to your 401k to take advantage of the full 401k employer match. A 401k match is the closest thing to free money that you can get, and those employer contributions will make a huge difference at …

The Enormous Impact of 401k Matching Contributions at Retirement (Did Someone Say Free Money?!) Read More »

community college vs 4 year degree

Proof That You Don’t Need a 4-Year Degree to Be Successful: An Interview with Katelyn at Hey You Finance

Today I have a great interview from my friend Katelyn over at Hey You Finance! Katelyn is a fellow Southern Indiana resident, newlywed, and personal finance nerd like me (we even share the same wedding date!). Unlike me, she did not attend a 4-year college and instead went straight to the workforce after high school …

Proof That You Don’t Need a 4-Year Degree to Be Successful: An Interview with Katelyn at Hey You Finance Read More »

living beyond your means

10 Warning Signs That You Are Living Beyond Your Means

I’m sure we’ve all been told to “avoid living beyond your means” before, usually followed by no more specific advice other than “spend less than you make.”  My grandpa always warned against living beyond your means. He was a farmer, and would literally draw a spreadsheet on paper to record expenses and revenues for the farm …

10 Warning Signs That You Are Living Beyond Your Means Read More »