The holiday season is just around the corner, and for most of us that means celebrating with friends and family, eating way too much food, and taking time off from our busy lives to focus on what really matters. But with all of those festivities, many Americans find themselves strapped for cash, in credit card …
How to Save Money During the Holidays (+FREE Christmas Budget Template) Read More »
I think everyone would agree that it’s super important to have a household budget and track your expenses. But have you ever been confused about how much to allocate to each category in your budget? Or wonder how much you should spend on “unneccesary” purchases, like shopping and eating out? In comes the 50/30/20 budget …
We’ve all heard the phrase “live below your means” before. It’s pretty easy to understand that we should spend less money than we make, save for emergencies, and not live paycheck to paycheck. Learning how to live below your means is a pretty simple concept to grasp, but can be difficult to do in practice, …
3 Actionable Personal Finance Rules to Help You Live Below Your Means Read More »
So you’ve created your first budget in Excel with all the pretty colors and charts. You were so excited to start budgeting until you realized that you actually have to stick to your budget! Sticking to your budget is a lot easier said than done. Maybe you spent too much eating out this month, went …
We’ve all heard about the importance of saving for emergencies. But have you ever wondered how big should your emergency fund be? Me too! It’s no secret that life happens and that having some cash saved for a rainy day is a great idea. Your car might break down, your home might need a water …
Combining your finances after marriage can often bring feelings of stress, anxiety, and arguments. But it doesn’t have to be that way! Discussing finances with your spouse is a form of intimacy. Talking about your goals and dreams for the future is an exciting way to become closer as couple. However, it is hard to …
Combining Finances After Marriage: A Complete Guide & Checklist Read More »
