I’m sure we’ve all been told to “avoid living beyond your means” before, usually followed by no more specific advice other than “spend less than you make.” My grandpa always warned against living beyond your means. He was a farmer, and would literally draw a spreadsheet on paper to record expenses and revenues for the farm …
10 Warning Signs That You Are Living Beyond Your Means Read More »
Today we are talking all about budgeting! The sexiest personal finance topic, I know. You have to know where your money goes if you want to build wealth. It is the most critical first step. Creating a zero based budget spreadsheet was the first step I took when figuring out how to manage my money …
How to Make a Zero Based Budget (With an Example!) Read More »
So you got a new job, congrats! New jobs also come with new paychecks (because let’s be honest, we all wouldn’t be at our jobs without the paychecks). Whether this is your first job out of college, or you recently made a career change, figuring out what to do with your first paycheck can be …
Here’s Exactly What To Do With Your First Paycheck at a New Job Read More »
If you’ve been on the internet the last few years, you have probably seen those “what I spend in a week” Youtube videos done by influencers. I (being a somewhat nosy person) loves watching those videos to see what other people around my age love to blow their money on. What I hope these “what …
What I Spend in a Week as a 26-Year-Old Debt-Free DINK (2022 Millennial Money Diaries) Read More »
Is a recession coming in 2022? There’s no shortage of economists and financial “experts” predicting a recession soon. And with inflation hitting a new 40-year high, rising interest rates, declining first quarter GDP in the US, and lingering supply chain issues, it’s no surprise that people are worried about a potential recession in 2022. The …
How to Prepare Your Finances for a Recession in 2022 Read More »
Tax season is upon us, leaving millions of Americans waiting for that fat check from Uncle Sam. It sounds like a great time to put a nice down payment on a new car or book a beachfront condo in Florida. With the average tax refund being over $2800, it’s no wonder people get excited to …
6 Smart Things to Do With Your Tax Refund This Year Read More »
