Budgeting

dave ramsey baby steps

5 Ways I Don’t Follow the Dave Ramsey Method (and Why You Shouldn’t Either)

Google almost anything related to personal finance, and Dave Ramsey is likely the first article to pop up. The Dave Ramsey method, aka his 7 baby steps, have helped millions of people get out of debt and begin to build wealth. However, you can do some quick math and realize that the Dave Ramsey method …

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sinking funds categories

9 Essential Sinking Funds Categories to Add to Your Budget This Month

Add this list of sinking funds categories to your monthly budget so you can plan ahead and avoid financial surprises throughout the year! A sinking fund is a separate savings account with different “buckets” to set aside money for different reasons. The purpose of having a sinking fund is to save for those irregular expenses …

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