Spending & Saving Habits

how to stop impulse buying

How to Stop Impulse Buying Crap You Don’t Need (And Actually Save Money!)

Do you struggle with impulse buying stuff you don’t need?  If you said no, you’re probably lying. We all struggle with impulse purchases at some point! The rise of social media and online shopping has made it so easy to buy things with just 1 click. And don’t get me started on targeted ads! Even …

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living beyond your means

10 Warning Signs That You Are Living Beyond Your Means

I’m sure we’ve all been told to “avoid living beyond your means” before, usually followed by no more specific advice other than “spend less than you make.”  My grandpa always warned against living beyond your means. He was a farmer, and would literally draw a spreadsheet on paper to record expenses and revenues for the farm …

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prepare finances for a recession in 2022

How to Prepare Your Finances for a Recession in 2022

Is a recession coming in 2022? There’s no shortage of economists and financial “experts” predicting a recession soon. And with inflation hitting a new 40-year high, rising interest rates, declining first quarter GDP in the US, and lingering supply chain issues, it’s no surprise that people are worried about a potential recession in 2022. The …

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save money during the holiday season

How to Save Money During the Holidays (+FREE Christmas Budget Template)

The holiday season is just around the corner, and for most of us that means celebrating with friends and family, eating way too much food, and taking time off from our busy lives to focus on what really matters. But with all of those festivities, many Americans find themselves strapped for cash, in credit card …

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