sinking funds categories

9 Essential Sinking Funds Categories to Add to Your Budget This Month

Add this list of sinking funds categories to your monthly budget so you can plan ahead and avoid financial surprises throughout the year! A sinking fund is a separate savings account with different “buckets” to set aside money for different reasons. The purpose of having a sinking fund is to save for those irregular expenses …

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roth ira better than 401k

5 Reasons a Roth IRA is Better Than a 401k for Investing Beyond Your Employer Match

Did you know that saving for retirement in a Roth IRA might be better than a 401k? There are hardly any instances where I would not recommend the benefits of a Roth IRA in addition to a 401k, especially for young people saving for retirement in their twenties and thirties. Don’t get me wrong, I …

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how to choose the best funds for your 401k

How to Choose the Best Funds for Your 401k Investing

Confused about how to choose the best funds for your 401k investments? You’re not alone! There are a ton of good reasons why you should be contributing to your employer’s 401k plan, especially if you have a company match. Building your retirement nest egg, increasing your net worth, and taking advantage of employer matching contributions …

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